Job Description SME Credit Admin Officer.

• Assist in Logbook Finance administration functions for head Office and Branches
• Reviewing and correcting errors in credit reports to ensure that they are accurate and unbiased.
• Reviewing credit applications to determine the applicant’s creditworthiness based on their income, debt obligations, and other factors.
• Reviewing loan applications to determine whether they meet the company’s criteria for lending.
• Assist in Loan approvals and Policy quality checks for all SME loan applications prior to activation.
• Ensure change of Asset ownership and Insurance.
• Assist in ensuring adherence of all internal policies and procedures and the SME credit policy of the company.
• Responsible for ensuring registration of all chattels instruments and collateral registry in the relevant systems.
• Assist in SME credit policy training and implementation.
• Responsible to ensure that the full client file with contract is registered in the lending folder.
• Enhancing organization reputation by maintaining professional and high standards of internal and external customer service.
• Responsible for any additional tasks instructed by Management from time to time.

 Educational Requirements/Experience.

• Diploma in a business related course.
• Degree Certificate will be an added advantage.
• At least Three (3) years relevant working experience preferably in a financial institution.
• Excellent knowledge of IT systems including Microsoft Word, Excel essential (Credit Ease/MIP experience preferred), Credit Procedures & implementation.

Core Competencies

• Good knowledge of credit policy.
• Meticulous and articulate.
• Ensuring correct internal procedures are adhered to.
• Ensuring coherence to the company policies
• Target oriented.
• Quality adherence